theecchicgroup Blogs, General ECCHIC, health insurance, health premiums, Howard Danzig, insurance, insurance costs, the ecchic group
Health insurance companies finished strong in 2021 with higher than ever profits despite the many ups and downs of the pandemic. Health insurance giant, UnitedHealth Group (UHG), rose to the top with a whopping $17.3 billion in earnings. They have been the profit leader for more than two years now, benefiting greatly from the pandemic. […]
theecchicgroup Blogs, General ECCHIC, health insurance, health premiums, Howard Danzig, insurance, insurance costs, the ecchic group
Why are my premiums so high? Insurance premiums can be shockingly expensive. Many factors contribute to the high cost of insurance premiums; becoming informed about each factor is the first step to addressing the problem. Information is key. The price of prescription drugs is a major factor driving the cost of health insurance premiums. Many […]
theecchicgroup Blogs, General ECCHIC, municiaplities, PMMBs, small business healthcare plans
By Howard Danzig What if I told you you’re not powerless against rising health care premiums? Last week we finalized the details for a local municipality who was facing a 17% increase in premiums. Although their annual premiums were about $310,000 per year, they had no access to the information regarding the actual cost of […]
theecchicgroup Blogs, General #HowardDanzig, #insuranceplans, #missouripharmacy, #smallbusinesssecrets, ECCHIC
By Howard Danzig What’s the answer to the $64,000 Question? Unbundling. ECCHIC recently took on a client in northwest Missouri who operates three small pharmacies with a total of 27 employees. Like so many small business operators, the owner was conditioned to believe that he had little choice when tasked with providing healthcare to his […]
theecchicgroup Blogs, General CVS/Aetna, ECCHIC, health care for small business, Howard Danzig, independent pharmacist, Managed Care Healthcare, small town businesses
By Howard Danzig In the increasing consolidation, mergers, and big take-overs, this CVS/Aetna one is arguably going to affect small businesses owners more than any other in recent memory. And not in a good way. This one gives a vertically integrated internal pharmacy benefit monopolistic control of any Aetna policy holder’s pharmacy benefit. What’s that […]
theecchicgroup Blogs, General controlled health care costs, ECCHIC, health care for small business, Healthcare Challenges, Howard Danzig, insurance brokers, small business insurance
I have a client who is a small business owner – he has about 50 employees – and he says that at one point, “our healthcare insurance costs kept rising to the point that we were literally running the business just to cover our employees!” Sound familiar? What if I said you can stabilize your […]
theecchicgroup Articles, General #HowardDanzig, #Olney, #reduceinsurancecost, #smallcommnities, ECCHIC
By Howard Danzig We got some nice press this week from a paper in Olney, Illinois. It’s a charming community (home of the White Squirrel!) with a lot of history – it was founded in 1841. Their paper is the Olney Daily Mail, and was written by Amanda Bain. I have to say I think […]
Kevin Mitchell Blogs, General Coffeyville, controlled health care costs, ECCHIC, Howard Danzig, independent pharmacist, small business healthcare plans
By Howard Danzig Recently we launched a program in Coffeyville, Kansas. Working with Prescription Shop owner Alan DeFever, we presented our program and … well, here are excerpts from the email he sent out after our presentation: I wanted to thank you all for attending today and I want to offer any help I can […]
Kevin Mitchell General Advocating for Health Care, ECCHIC, Heather Ambro, Howard Danzig, Managed Care Plans, own your own plan, self-funded plans, small business
By Howard Danzig Over the years, it has become evident that to effectively serve our clients, we must transcend the function as mere agent and add the responsibilities of also being a health care insurance advocate. As I always say, ECCHIC isn’t for everyone – if you just want an agent to call around and […]
Kevin Mitchell General banks, City National Bank, ECCHIC, Howard Danzig, Metropolis, self funded insurance plans, small town business, small town insurance broker
By Howard Danzig Recently at a client workshop, Candy Ginger of City National Bank of Metropolis, Ill, graciously sat down and gave a testimonial about the work we’ve been doing for her financial institution. The video is here, and if you have two minutes, please watch it. First of all – she’s delightful! We’ve become […]
