Howard Danzig
Founder and President
I started out a small business owner. I was in a family business involved in retail gas stations, photo shops, and airport parking. Like you, I know taking care of employees is not only the right the thing to do, it’s the smart thing to do – keeping good people a long time is a component of a successful business model. My experience with group health insurance, frankly, pissed me off!
Having an accounting and cost management background, I was always uncovering waste. So when group insurance agents couldn’t or wouldn’t tell me what the underlying costs of medical services were, I tried to find answers. I learned that smaller businesses did not get the institutional discounts large companies got – I was being made to pay retail while the big boys paid wholesale!
So rather than get mad, I got even and founded ECCHIC. Today we have helped hundreds of employers stabilize their programs. Most haven’t had their benefit levels change during the last five or 10 years. Let’s talk and see what we can do for you.

Heather Ambro
VP of Administration Services
I started working with The ECCHIC Group in 2002, and worked my way up from part time data entry to Vice President of Administration. I enjoy the challenges and learning something new all the time. Working with The ECCHIC Group and getting to be creative with health insurance has been rewarding, especially when seeing what clients have been able to achieve and the savings they have been able to accrue. In 2014 I began sitting on the board for the St. Louis Health Underwriters, becoming president in 2018.
My other passion besides working is my family, husband Darren and two daughters Renee and Maisie. We also enjoy camping, spending time with friends and brushing up on our Martial Arts skills.


Jack Cooke
Claims Administrator
I joined ECCHIC at the end of 2020 and have been having a blast learning the ECCHIC method. I’m a claims administrator, but really, we all team up and collaborate on so much. Every day is different here, and we’re constantly innovating to keep up with our client’s needs.
Outside of work, I run tabletop games, I make art, and I love watching a good movie. I also won’t say no to a book recommendation, especially science fiction.




MEET THE ECCHIC TEAM
Howard Danzig | President | |
Heather Ambro | Vice President of Administration | |
Danielle Sherman | Office and Claims Administration | |
Jack Cooke | Office and Claims Administration | |
Ruchii Sheth | Office and Claims Administration | |
Andre Thomas | Marketing & Communications Manager | Athomas@ecchic.com |
Tom Lecroy | Business Development | |
John Martin | Business Development | |
Sandi Anthony | ECCHIC Claim Review Services |
MEET OUR COST MANAGEMENT TEAM
Jan Nissen | Business Development | St. Clair, MO |
Lindsay Wall | Pharmacy Advisor | Tampa, FL |
Ernie Boswell | Associate Broker | St. Louis, MO |
Ted Guarino | Associate Broker | St. Louis, MO |
Patty Grabovac | Associate Broker | St. Louis, MO |
Lisa Dentler | Associate Broker | Fenton, MO |
Gabe Cordova | Associate Broker | Mount Vernon, MO |
Steve McGoff | Associate Broker | St. Louis, MO |
Brent Barnhill | Associate Broker | Columbia, MO |
Joe Walter | Associate Broker | Beloit, KS |
Greg Burch | Associate Broker | Gilmar, TX |
Luke Phelps | Associate Broker | Harrisburg, IL |
Mark Shade | Associate Broker | Carrollton, IL |