We have learned that Medical benefit programs are the fastest growing cost centers most employers are coping with.  This is due to this being the least managed; least analyzed; least evaluated; and least understood line item cost any employer has.  Simply put groups are focused on their co-pays; deductibles; Dr. lists; RX lists but little or no attention is paid to the real underlying cost of actual medical services and prescriptions used.  Insurance Companies are paying for medical services and RX at negotiated wholesale discounted levels through institutional PPO and HMO arrangements and resells it to groups like yours at arbitrarily marked up premium prices, which is packaged and sold as insurance but really nothing more than prefunding for these services, at inflated pricing.

Our Cost Management Program is focused on identifying excesses and inefficiencies hidden in bundled premiums and showing employers how to eliminate it and make the most efficient use of their medical dollar.  We are a team of professional proactive cost managers who have successfully stabilized rising employee benefit costs for employers of all types & sizes.  We show employers how to use the system to access these same services and RX at institutional discounted prices net of the insurance industry premium markups. In other words, small employers should and can do what large groups do to achieve the same cost efficiencies.

Our methods allow you to insure for the unpredictable and unaffordable occurrences of healthcare problems at minimumized premium levels, while still accessing medical services and prescriptions at discounted price levels, which is what true insurance is really designed to do.
 
Customer Base

• 200 Employer Groups and growing.
• ECCHIC's clients are all different types and sizes, ranging from small employers with less than 10 employees to large employers with hundreds of employees both in the public, private, for-profit and not-for-profit sectors.